Tyre and Rim

From a total blowout to a small bump in the road, we have you covered

Repair or replacement of your tyres if they are punctured, suffer a blowout, or are damaged by road hazards such as roadside kerbs, potholes and road debris.

Punctures are common, but you can drive easy because M-Sure has your back.

We will pay for the repair or replacement of your tyres or rims, so you don’t have to worry about it.

Is Tyre and Rim insurance not what you are looking for?

How do you benefit from
Tyre and Rim insurance?

  • You don’t have to worry about unexpected repair costs
  • We repair road hazard damage on tyres and rims
  • You pay no excess on claims made
  • Roadside assistance
Payment options:

Once-off, upfront payment only

You can purchase Tyre and Rim Insurance through our call centre.

Case in point –
How does Tyre and Rim benefit Cindy?

Cindy lives in the busy city of Johannesburg, and she often leaves the office after dark.

On her way home after a long day of work, she gets a tyre puncture because of a pothole she had not seen.

Cindy tried to get hold of her friend, who then informed her he was away on a business trip.

Stranded, Cindy then remembered she bought a Tyre and Rim policy with M-Sure when she purchased her car.

Tyre and Rim insurance protects the tyres and rims of the car in the event of a puncture or damage caused by road hazards.

Cindy was able to contact the roadside assistance call centre for assistance and have her tyre puncture repaired.

The small print

This policy covers the tyres and rims of:
  • motorcycles
  • passenger vehicles
  • 4x4s
  • light commercial vehicles having a Gross Vehicle Mass (GVM) of less than 3 000 kg
Cover is not available for the tyres and rims of:
  • vehicles used for any sort or form of transporting people for reward
  • hired vehicles
  • rebuilt vehicles (Code 3)
  • courier or delivery vehicles
  • modified vehicles (including turbo conversions) and
  • vehicles that are, or have been, used in any form of motoring competition.

What is covered by Tyre and Rim Insurance?*

Click on an icon below to read more about the specific part:

*An overview of restrictions and what is covered.

Puncture repairs* Puncture repairs Unlimited for the period of the policy.
Tyre restrictions Tyre restrictions Only the damaged tyre or tyres will be replaced. All other replacement tyres will be for your account. A maximum of 2 tyres per year will be replaced.
R2 500.00 maximum per tyre per 12-month cycle but subject to a R5 000.00 maximum payable for all claims in one 12-month cycle Maximum of two replacement tyres per 12-month cycle.
Wheel Rim restrictions Wheel Rim restrictions The cover for a wheel rim damaged beyond repair is restricted to one rim per year. R4 000.00 maximum to repair or replace one wheel rim per 12-month cycle.

Additional benefits

Roadside assistance

Expertly crafted solutions
for cars and their people.

Tyre and Rim FAQs

Will you assist with flat tyre replacements?

Yes, but tyre changes are limited to 2 incidents per 12-month cycle. The good news is you have unlimited puncture repairs for the period of the policy.

What if a pothole damages my vehicle and it breaks down?

Potholes or impacts with any foreign object that causes a breakdown is classed as a Road accident. Our roadside assistance does not include services when accidents happen, when a vehicle is hijacked or with theft recovery.
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