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Full FAIS disclosures supplied as part of purchased product documentation. Product specific disclosures are as follows:
All Warranties, Accident Protection, Adcover, Deposit Cover, Adcover & Deposit Cover Combo products are insured by licensed non-life insurers which, depending on the relevant distribution channel used, may either be Hollard Specialist Insurance Limited (Company Registration Number 1966/007612/06 & FSP Licence 25511) or Centriq Insurance Company Limited (Company Registration Number 1998/007558/06 & FSP Licence 3417).
All products listed above are insured by the said insurers and customer care and claims are administered by M-Sure Financial Services (Pty) Ltd (Company Registration Number 2002/022941/07 & FSP Licence 21799), an Authorised Financial Services Provider.
Excesses/Deductibles applicable to Adcover and Adcover & Deposit Cover Combo product:
The following deductibles apply to claims under the Violation Cover:
Type of Vehicle |
Deductible |
A private type vehicle which means private motor vehicles, light delivery vehicles with a gross vehicle mass of not more than 3 500kg (three thousand five hundred kilograms), motorcycles, trailers with a carrying capacity of not more than 750kg (seven hundred and fifty kilograms) and caravans. |
R 3 000 (three thousand rand)
PLUS
R 3 000 (three thousand rand) if the vehicles was being operated by someone who is not the regular driver as stated in the underlying motor comprehensive schedule. |
Taxis which means vehicles with a gross mass of not more than 8 700kg (eight thousand seven hundred kilograms) used for the carriage of passengers for reward and for social, domestic and pleasure purposes. |
20 % (twenty percent) of the sum insured or market value or retail value as stated in your comprehensive motor insurance policy
PLUS
An extra R 5 000 (five thousand rand) if the driver cannot provide a Professional Driving Permit. |
Commercial vehicles with a gross vehicles mass in excess of 1 500kg (one thousand five hundred kilograms) and up to a maximum of 8 700kg (eight thousand seven hundred kilograms) and trailers with a carrying capacity of not more than 750kg (seven hundred and fifty kilograms). |
10 % (ten percent) of the sum insured or market value or retails value as stated in your comprehensive motor insurance policy
PLUS
An extra R 5 000 (five thousand rand) if the driver cannot provide a Profession Driving Permit. |
All Lifestyle Protection plan products are insured by licensed life insurers which, depending on the relevant distribution channel used, may either be Hollard Specialist Life Limited (Company Registration Number 1994/001332/06 & FSP Licence 18146) or Centriq Life Insurance Company Limited (Company Registration Number 1943/016409/06 & FSP Licence 7370).
All products listed above are insured by the said insurers and customer care and claims are administered by M-Sure Financial Services (Pty) Ltd (Company Registration Number 2002/022941/07 & FSP Licence 21799), an Authorised Financial Services Provider.
Lifestyle Protection Plan - mandatory or optional
All RenewTech products are administered by SA Vehicle Maintenance (Pty) Ltd (Company reg. no. 2000/009578/07), a subsidiary of M-Sure Financial Services. Both companies are Authorised Financial Services Providers